Text message scams
A message may take you to a fake login page. Avoid the link and open the app or website as you normally would.
Protect yourself from fraud
Image: From Finance Norway’s fraud prevention campaign. svindel.no
How to protect yourself from fraud
Scammers use many different tactics. These simple precautions make it harder for them to deceive you:
- Nothing is as urgent as it seems. Stop, think, check.
- Your bank will never ask you to transfer money to a so-called “safe” account.
- Never log in with BankID through a link in a text message.
- Banks and the police will never ask for your BankID password, codes, username or other login details over the phone.
- If an offer seems too good to be true, it is often a scam.
- Never invest money through links on social media.
- Protect your accounts with two-factor authentication.
Norwegian banks united against fraud
The campaign is a collaboration between the members of Finance Norway.
Have you been scammed?
Contact your bank as soon as possible if you have transferred money or shared login details. Keep messages and other evidence, and report the fraud to the police.
Common scams we see frequently
Recognise the tactics and learn how to protect yourself. Read more about each topic in Norwegian at svindel.no
“Safe account” scams
The caller claims your money is at risk and needs to be moved. Your bank will never ask you to transfer it to a “safe account”. End the call and contact your bank directly.
Romance scams
Someone you meet online may build trust before asking for money. Be especially cautious about requests from someone you have never met, and talk to someone you trust.
Money mules
An offer to pay you for receiving and forwarding money may turn you into a money mule. Do not let someone you have just met use your account.
Other types of fraud
Phone scams
Someone calls asking for BankID details, passwords or codes. Hang up and call the organisation using a number from its official website.
Read more at svindel.noHome visit scams
Scammers may visit your home posing as police or bank staff. Do not hand over cards or access to online banking. In Norway, call 112 if someone at your door demands these.
Read more at svindel.noFake online shops
A fake shop can steal both your payment and card details. Check the web address and look for independent reviews before buying.
Read more at svindel.noInvestment scams
Promises of quick profits and pressure to decide are warning signs. Research the provider independently of the advert or message before investing.
Read more at svindel.noSpoofing
The number displayed can be manipulated, even if you recognise it. Hang up and call a number from the organisation’s official website.
Read more at svindel.noSocial media scams
Fake adverts and hijacked profiles can be used to deceive you. Verify unexpected requests for money through another channel, and use two-factor authentication.
Read more at svindel.no“Hi Mum/Dad” scams
A message from an unknown number may appear to be from a family member who urgently needs money. Call their usual number before sending anything.
Read more at svindel.noQR code scams
A QR code can hide a link to a fake website. Check the address before paying or logging in, and use your usual app or website where possible.
Read more at svindel.noHave you been scammed?
Contact your bank as soon as possible if you have transferred money or shared login details. Keep messages and other evidence, and report the fraud to the police.